Estimate your monthly payment, total cost, and how much home you can afford — including a dedicated VA loan calculator for military buyers.
Estimates include:
Principal & interest · Property taxes (~1.1%) · Homeowner's insurance (~0.9% — Florida coastal rate) · PMI if down payment < 20%
This calculator is for educational purposes only. Results are estimates and do not constitute a loan commitment. Actual payments will vary based on lender terms, credit score, HOA fees, and current market rates. Consult a licensed mortgage professional for pre-approval.
VA loans require $0 down payment, no PMI, and typically offer competitive rates. A VA Funding Fee is required (usually 2.15% for first use, 3.3% subsequent — can be rolled into the loan). Jessica holds the MRP designation and works with VA-approved lenders regularly.
VA rates are typically 0.25–0.5% lower than conventional.
VA loan estimates only. Funding fee rates are subject to change per DoD policy. Does not include HOA, flood insurance, or other costs. Speak with a VA-approved lender for pre-qualification.
She works with trusted local and VA-approved lenders across the Emerald Coast — and will make sure you're set up for success before the first showing.
